Kwiheed

Since we are kids, are parents always told us their children to always save for the future.  They always remind us that there are no permanent in this worlds and that we should take good care of what we have now.  They taught us to invest unto things or property that can ensure us of [...]

Auctions can be a wonderful place to buy collectibles.  Sometimes you can buy at auction cheaper than you can anywhere else.  Many dealers do much of their buying at auctions. Here are a few tips: • Attend specialized auctions of particular items rather than large, general auctions, where a wide variety of items are sold. [...]

When looking for a mortgage, it pays to call several lenders and compare rates.  Don’t just go with your broker’s recommendation. Figure out how much you will pay each month for each scenario.  For adjustable rate mortgages, assume interest rates will rise the maximum allowed by law.  Read all mortgage documents carefully.  Make sure they [...]

When you hold greenbacks—cold, hard cash—in your personal possession, there is a substantial cost.  It is what the economists call opportunity cost.  The opportunity cost is the amount you give up by not having that money at work, earning interest. If you keep a lot of cash stuffed in a mattress, or even in a [...]