KHIHEED and WINHEEDCAM offer small loans to entrepreneurial women. The women then use the money in business ventures that allow them to earn a profit and to raise their economic status.
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Health education and promotion
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Business education – marketing, financial record keeping, animal husbandry
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Savings – most women save about 5-10% of their loan which they put in accounts at Credit Unions, Postal Services, Banks or Njangis. To encourage savings, several Winheedcam Board members established a bank called MUGFIC (Mutual Guarantee Financial Investment Corporation).
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HIV-positive Women’s Support Groups – These women are eligible for loans, and are given instruction in marketing, cooking, sewing, entrepreneurial activities, proper nutrition, etc.
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AIDS Orphans – We have started a program to incorporate these children into families that become groups, and thus eligible for loans from Winheedcam. Families are carefully selected for this role as the children are often malnourished and need much nurturing and support.
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This little girl has malaria. Her mother is one of WINHEEDCAM's borrowers. Because her mother has been able to earn money she is able to obtain medical care for her daughter. |
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These children lost both of their parents to AIDS. They have been placed with a caring family group which is thus eligible for a loan from KWIHEED/WINHEEDCAM. The children receive free medical care and their school fees are waived. |
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